Will this cost anything?
No. The No-Cost Will Kit is provided to you at no cost.
How do I get my No-Cost Will Kit?
Fill out the information form and depending on your preference,
a licensed insurance agent will deliver the No-Cost Will Kit either
electronically via email or to your home. You will complete the No-Cost
Will Kit on your own, following the instructions provided. Once completed,
you'll need to sign the documents in front of a notary and two witnesses as
specified in the instructions for each document, in order for each to take effect.
How many people in the US have a will?
According to a new Caring.com survey, only 42% of U.S. adults currently
have estate planning documents such as a will or living trust Estate planning
is becoming less prevalent overall: the number of adult Americans who have a
will or other type of estate planning document decreased by nearly 25% since 2017.
Why is it important to have a will?
It's important to have a will because if you don't have one, the state will
determine who gets your belongings, according to applicable law. This process
is called intestate succession and it's what happens when someone dies without
a valid will in place.
Are the documents legally recognized?
Yes, the forms included in the No-Cost Will Kit are templates and forms
which have been provided to assist you with the preparation of legally
recognized estate planning documents. However, the No-Cost Will Kit is
not a substitute for legal advice from a licensed attorney.
Remember that individual situations and estate planning needs are unique,
so we recommend you contact an attorney to review your will and any other
estate planning documents that you prepare to make sure they are applicable
to State law and appropriately reflect your intentions.
What all will I need to complete the wiII kit?
A licensed agent will deliver all of the documentation
either in person or electronically, but you may find the
following preparation tips useful:
Create a list of personal items and tangible personal property
you want to leave to your loved ones.
If you're including a loved one at another residence in your No-Cost
Will Kit, you'll want to have their mailing address nearby to reference.
You should sign your will in the presence of a notary public and at least
two witnesses. The witnesses and notary public must watch you sign your will
and must sign your will in your presence. The witnesses should not be related
to you by blood, adoption or marriage nor should they be beneficiaries under
your will. You and the witnesses should provide identification such as a
driver's license to the notary public.